Rates
Rates as of July 5, 2025 *
| Term |
Type |
Location |
Amount |
Rate |
| 30 yr |
Conforming-Fixed |
New York, NY |
$400,000 |
6.625 |
| 30 yr |
Jumbo-Fixed |
New York, NY |
$1,280,000 |
6.500 |
| 15 yr |
Jumbo-Fixed |
New York, NY |
$1,280,000 |
6.208 |
| 30 yr |
Jumbo-5/ ARM |
New York, NY |
$1,280,000 |
6.438 |
| 30 yr |
Conforming-Fixed |
Chicago, IL |
$320,000 |
6.625 |
| 30 yr |
Conform.-5/ ARM |
Chicago, IL |
$320,000 |
6.688 |
| 30 yr |
Jumbo-Fixed |
Chicago, IL |
$1,000,000 |
6.542 |
| 30 yr |
Jumbo-5/ ARM |
Chicago, IL |
$1,000,000 |
6.500 |
| 30 yr |
Conforming-Fixed |
Los Angeles, CA |
$400,000 |
6.708 |
| 30 yr |
Jumbo-Fixed |
Los Angeles, CA |
$1,280,000 |
6.500 |
| 15 yr |
Jumbo-Fixed |
Los Angeles, CA |
$1,280,000 |
6.167 |
| 30 yr |
Jumbo-5/ ARM |
Los Angeles, CA |
$1,280,000 |
6.438 |
| 30 yr |
Conforming-Fixed |
Houston, TX |
$320,000 |
6.708 |
| 30 yr |
Conform.-5/ ARM |
Houston, TX |
$320,000 |
6.688 |
| 30 yr |
Jumbo-Fixed |
Houston, TX |
$1,000,000 |
6.542 |
| 30 yr |
Jumbo-5/ ARM |
Houston, TX |
$1,000,000 |
6.500 |
| 30 yr |
Conforming-Fixed |
Atlanta, GA |
$320,000 |
6.667 |
| 30 yr |
Conform.-5/ ARM |
Atlanta, GA |
$320,000 |
6.688 |
| 30 yr |
Jumbo-Fixed |
Atlanta, GA |
$1,000,000 |
6.542 |
| 30 yr |
Jumbo-5/ ARM |
Atlanta, GA |
$1,000,000 |
6.500 |
* Average rate of 3 national mortgage providers with varying points (0 to 1.0). Rates should be used as an estimate only. Investor rates will be higher. Please contact a mortgage professional for a more accurate estimate of current rates.
