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Rates

Rates as of December 25, 2024 *

Term Type Location Amount Rate
30 yr Conforming-Fixed New York, NY $400,000 6.875
30 yr Jumbo-Fixed New York, NY $1,000,000 7.125
15 yr Jumbo-Fixed New York, NY $1,000,000 6.562
30 yr Jumbo-5/ ARM New York, NY $1,000,000 7.625
30 yr Conforming-Fixed Chicago, IL $240,000 6.917
30 yr Conform.-5/ ARM Chicago, IL $240,000 6.875
30 yr Jumbo-Fixed Chicago, IL $680,000 6.875
30 yr Jumbo-5/ ARM Chicago, IL $680,000 7.062
30 yr Conforming-Fixed Los Angeles, CA $400,000 6.938
30 yr Jumbo-Fixed Los Angeles, CA $1,000,000 7.167
15 yr Jumbo-Fixed Los Angeles, CA $1,000,000 6.500
30 yr Jumbo-5/ ARM Los Angeles, CA $1,000,000 7.375
30 yr Conforming-Fixed Houston, TX $160,000 7.000
30 yr Conform.-5/ ARM Houston, TX $160,000 6.833
30 yr Conforming-Fixed Houston, TX $680,000 6.812
30 yr Conform.-5/ ARM Houston, TX $680,000 6.875
30 yr Conforming-Fixed Atlanta, GA $160,000 6.875
30 yr Conform.-5/ ARM Atlanta, GA $160,000 7.062
30 yr Jumbo-Fixed Atlanta, GA $680,000 6.812
30 yr Jumbo-5/ ARM Atlanta, GA $680,000 6.938
* Average rate of 3 national mortgage providers with varying points (0 to 1.0). Rates should be used as an estimate only. Investor rates will be higher. Please contact a mortgage professional for a more accurate estimate of current rates.